1 Introduction
Welcome to 98pkr (accessible at https://98pkr.cam). These Terms & Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and 98pkr ("we", "us", "our", "the Platform") governing your access to and use of the 98pkr website, its content, features, guides and all associated materials.
98pkr is an English-language online gambling information and educational platform serving adult users in Pakistan and other jurisdictions. The Platform provides guides, market overviews, glossary content and educational resources related to online sports betting and casino gaming. 98pkr is not a gambling operator, does not accept bets or wagers, and does not process financial deposits or withdrawals on behalf of users.
By accessing, browsing or using any part of the 98pkr website, you confirm that you have read, understood and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must cease using the Platform immediately.
Important: These Terms apply to all users of the 98pkr platform, including users accessing the site from Pakistan, and are subject to change at our discretion. Your continued use of the Platform following any amendment constitutes acceptance of the revised Terms.
2 Definitions
For the purposes of these Terms, the following definitions apply:
- "Platform" means the 98pkr website at https://98pkr.cam, including all pages, content, features and functionality offered therein.
- "User" means any natural person who accesses or uses the Platform, whether or not they have created an account.
- "Content" means all text, graphics, images, guides, data, software, audio, video, information and other material published on or accessible through the Platform.
- "Intellectual Property" means all copyright, trade marks, design rights, database rights and other proprietary rights subsisting in the Platform and its Content.
- "Operator" means any third-party gambling service provider referenced in educational or illustrative content on the Platform. 98pkr is not an operator.
- "PKR" means Pakistani Rupees, the lawful currency of the Islamic Republic of Pakistan, used throughout the Platform for illustrative financial references.
- "Applicable Law" means all laws, regulations, statutes and rules applicable to the User's jurisdiction, including but not limited to the Prevention of Gambling Act, 1977 (Pakistan) where relevant.
- "Responsible Gambling Tools" means player-protection mechanisms including but not limited to deposit limits, loss limits, session time reminders and self-exclusion facilities.
3 Eligibility & Access
3.1 Age Requirement
Access to 98pkr is strictly limited to individuals who are 18 years of age or older, or the higher minimum age required by the operator or license jurisdiction applicable to any gambling service a user may access through third-party platforms referenced on this site. By using the Platform, you represent and warrant that you meet this minimum age requirement.
98pkr does not knowingly provide content to minors. If you become aware that a person under the required minimum age has accessed the Platform, please notify us at the contact details provided in Section 13 of these Terms.
3.2 Jurisdictional Compliance
It is the User's sole responsibility to determine whether accessing gambling information content and/or engaging with gambling services in their jurisdiction is lawful. 98pkr does not represent, warrant or guarantee that the Platform's content or any third-party gambling services referenced therein are legal, licensed or available in the User's jurisdiction.
Pakistan Notice: Pakistan's Prevention of Gambling Act, 1977 restricts certain gambling activities. 98pkr does not claim to be licensed, approved or endorsed by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, or any provincial authority. Users accessing the Platform from Pakistan do so at their own risk and are solely responsible for understanding and complying with all applicable local laws. Nothing on this Platform constitutes legal advice.
3.3 Geographic Restrictions
We make no representation that the Platform is appropriate for use in all countries. Access from jurisdictions where such content is prohibited is done at the User's own risk. We reserve the right to restrict access to the Platform from specific regions without prior notice.
5 User Accounts
5.1 Account Registration
Certain features of the Platform may require you to register for a user account. When registering, you agree to provide accurate, current and complete information. You are responsible for maintaining the accuracy of your account information and for updating it as necessary.
5.2 Account Security
You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify 98pkr immediately upon becoming aware of any unauthorised use of your account or any other breach of security. 98pkr shall not be liable for any loss or damage arising from your failure to protect your account credentials.
5.3 Account Termination
We reserve the right to suspend or terminate any user account at our sole discretion, without prior notice, where we reasonably believe that a User has violated these Terms, provided false registration information, or engaged in conduct that is harmful to the Platform, other users or third parties. Upon termination, your right to access the Platform ceases immediately.
Note: 98pkr account features are informational in nature. We do not hold funds, process deposits or manage betting balances on behalf of users. Any financial transactions occur solely between users and third-party operators.
6 Content & Intellectual Property
6.1 Ownership
All Content on the Platform, including but not limited to text, graphics, logos, icons, images, data compilations, guides and software, is the exclusive property of 98pkr or its content licensors and is protected by applicable intellectual property laws. The 98pkr name, logo and all associated marks are proprietary to us.
6.2 Limited Licence
You may access and view Content on the Platform for personal, non-commercial use only. You may print or download a single copy of any page for your personal reference, provided you do not modify the content and retain all copyright and proprietary notices. No other use of the Content is permitted without our prior written consent.
6.3 Third-Party Content
The Platform may reference or link to third-party content for educational or illustrative purposes. Such references do not imply endorsement, affiliation or sponsorship. References to payment methods familiar to Pakistani users — such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are made solely as contextual illustrations and do not imply any commercial relationship, endorsement or support for gambling activities by those institutions.
6.4 Accuracy of Content
We make reasonable efforts to ensure that Content on the Platform is accurate, current and complete. However, the online gambling landscape changes frequently and we cannot guarantee that all information is up to date at all times. Content is provided for general informational purposes only and should not be relied upon as professional, legal or financial advice.
7 Disclaimer of Warranties
7.1 "As Is" Basis
The Platform and all Content are provided on an "as is" and "as available" basis, without any representation or warranty of any kind, whether express, implied or statutory. To the fullest extent permitted by Applicable Law, 98pkr expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose and non-infringement.
7.2 No Guarantee of Outcomes
Nothing on the Platform constitutes a guarantee, prediction or recommendation regarding any gambling outcome, betting market or casino game result. Sports betting and casino gaming involve inherent risk and statistical unpredictability. Any illustrative figures, odds examples or PKR amounts used in our guides are for educational illustration only and do not represent guaranteed results.
7.3 No Professional Advice
Content on 98pkr is informational and educational in nature. It does not constitute legal, financial, tax, investment or professional gambling advice. Users should seek independent professional advice before making decisions based on any content published on the Platform.
Gambling Risk Warning: Gambling involves real financial risk. You may lose money when gambling. Past performance in betting markets or casino games is not indicative of future results. Please gamble responsibly and only with funds you can afford to lose. See our Responsible Gambling page for guidance and support tools.
8 Limitation of Liability
8.1 Exclusion of Consequential Loss
To the fullest extent permitted by Applicable Law, 98pkr, its officers, directors, employees, agents and licensors shall not be liable for any indirect, incidental, special, consequential, punitive or exemplary damages, including but not limited to loss of profits, loss of data, loss of goodwill, gambling losses, or any other intangible losses, arising out of or in connection with your use of or inability to use the Platform.
8.2 Cap on Liability
Where liability cannot be excluded under Applicable Law, the total aggregate liability of 98pkr to you for all claims arising out of or relating to these Terms or your use of the Platform shall not exceed PKR 5,000 (five thousand Pakistani Rupees) or the amount you have paid to 98pkr in the twelve months preceding the claim, whichever is lower.
8.3 Third-Party Operators
98pkr is not responsible for the conduct, terms, policies, content or services of any third-party gambling operator referenced on or accessible through the Platform. Any disputes, financial losses or grievances arising from your use of a third-party operator's services must be directed to that operator. We strongly encourage users to review the terms and conditions of any gambling platform before registering or depositing funds.
9 Gambling Notice & Responsible Play
9.1 Informational Purpose Only
98pkr is an informational platform only. We do not facilitate, process or intermediate gambling transactions of any kind. Our content is designed to educate Pakistani users about the mechanics, risks and frameworks of online gambling so that they can make more informed personal decisions.
9.2 Adults Only
All gambling-related content on this Platform is intended exclusively for adults aged 18 years or older, or the higher minimum required by the operator or license jurisdiction. Gambling is not appropriate for minors under any circumstances. If you are under the applicable minimum age, you must not use this Platform.
9.3 Responsible Gambling Commitment
We are committed to promoting responsible gambling awareness. Our Platform includes guidance on deposit limits, loss limits, session time controls and self-exclusion tools available through licensed operators. We encourage all users to make use of these tools and to approach gambling as entertainment — never as a financial strategy or a method to recover losses.
9.4 Legal Status in Pakistan
Pakistan's Prevention of Gambling Act, 1977 places restrictions on gambling activities within the country. 98pkr does not claim that online gambling is legal in Pakistan, does not hold a Pakistani gambling licence, and is not endorsed by any Pakistani government body, regulatory authority or financial institution. Users are solely responsible for ensuring their activities comply with all Applicable Laws in their jurisdiction. This clause does not constitute legal advice.
For detailed responsible gambling guidance, tools and support resources, please visit our dedicated Responsible Gambling page.
10 Privacy & Data
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains how we collect, process, store and protect personal data in connection with your use of 98pkr.
By using the Platform, you consent to the collection and use of your data as described in the Privacy Policy. If you do not agree to the Privacy Policy, you should not use the Platform.
We do not sell personal data to third parties. We do not share personal data with advertising networks unaffiliated with the Platform's operation. For specific data rights available to you, including the right to access, correct or request deletion of your personal data, please refer to our Privacy Policy or contact us at the details in Section 13.
11 Amendments to These Terms
98pkr reserves the right to modify, update or replace these Terms at any time at our sole discretion. When we make material changes, we will update the "Last updated" date at the top of this page. In some cases, we may provide additional notice via a prominent banner on the Platform.
It is your responsibility to review these Terms periodically. Your continued access to or use of the Platform after any changes become effective constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Platform.
We recommend bookmarking this page and checking it periodically, especially if you are a regular user of the Platform. The current version of these Terms is always accessible at https://98pkr.cam/terms-conditions.
12 Governing Law & Dispute Resolution
12.1 Governing Law
These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the jurisdiction in which 98pkr is registered and operates, without regard to its conflict of law principles. Where users access the Platform from Pakistan, they acknowledge that Pakistani law — including the Prevention of Gambling Act, 1977 — may also apply to their activities.
12.2 Dispute Resolution
In the event of a dispute arising from or related to these Terms or your use of the Platform, you agree to first contact us in writing via the contact details in Section 13, providing a clear description of the dispute and the outcome you seek. We will make reasonable efforts to resolve the dispute amicably within 30 calendar days of receiving your written notice.
12.3 Severability
If any provision of these Terms is found to be invalid, unlawful or unenforceable under Applicable Law, such provision shall be deemed severed from these Terms without affecting the validity and enforceability of the remaining provisions, which shall continue in full force and effect.
12.4 Entire Agreement
These Terms, together with the Privacy Policy and any other legal notices published on the Platform, constitute the entire agreement between you and 98pkr with respect to your use of the Platform and supersede all prior agreements, representations or understandings, whether written or oral, relating to the same subject matter.